Financial planning isn’t only about facts, figures and market returns. It’s a process that we follow to give you financial wellness which re-frames your wealth and perceptions to add meaning and joy to your life. Financial wellness provides you with a sense of security and very significantly, freedom of choice. Here are some of the…
Portfolio Review: The poor performance of the first quarter of 2015 continued into the second quarter, with the portfolio lagging the benchmark All Share Index’s return by around 6%. While the overall market was more subdued over the quarter, the best performing shares were still the most highly rated stocks, albeit different shares from the…
July has been designated ‘Savings Month’ by the Savings Institute of South Africa. It is a good time to reflect on the choice we make between saving and spending; a choice that pits our future needs against what we need and want now. Many of us struggle with this trade-off because it’s difficult to have…
• Anyone earning over R181,900 per year will be taxed by 1% more. • However, there are tools at your disposal to reduce your tax which can mean that you actually pay less tax than before. eg. Medical Aid membership (Medical Tax Credits), contributions to a Retirement Annuity etc • Tax Free savings accounts have…
The latest GrayIssue from Allan Gray talks about ensuring that you regularly consider your investment goals and whether these are aligned with your choice of investment product and your investment return expectations. Are your investment goals, products and expectations suitably aligned? – Jeanette Marais Our investment goals depend on our personal priorities in life and…
Read The 10-Year Investment Roller Coaster – FINWEEK 22.05.14 for Stuart’s thoughts on which 10 shares he believes will outperform over the next 10-year rolling period.
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Nedgroup Investments explains how the 2014 budget affects you: Pravin Gordhan’s 2014 budget speech didn’t deliver many surprises, but there are a few changes and proposals that may affect you. This article outlines the most significant changes put forward. Income tax There is a general reduction in income tax payable, but the impact of the…
Dear Investor Please note the following points when considering whether or not to invest: • It is highly probable that the expectation of a sudden spike in interest rates is overdone and as a result property stocks may recover and certain cash flush retailers may continue to climb • The stock market cannot be grouped…
While most investors seem to understand the need to contribute consistently to their retirement funds, and to start saving as early as possible, many investors fail to understand the impact of their ‘lifestyle inflation’ on their ability to save enough to maintain their standard of living during retirement. What do we mean by lifestyle inflation?…
Watch Stuart Kantor from Kanan Wealth express his views on Business Day TV about how Political Uncertainty in South Africa may be driving investors offshore : Watch Political Uncertainty Driving Investors Offshore