Latest Article

Is There Ever Such a Thing as a “Normal” Stock Market?

“The only constant is change.” (Heraclitus)   Stock markets everywhere have been on a bit of a rollercoaster in 2025. Uncertainty around interest rates, geopolitical instability, and the unpredictability of US trade policy have made for a bumpy ride. For any investor, these constant dips and gains can feel unsettling, even irrational. But before labelling…

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Business

6 Signs it Might be Time to Pivot

“The measure of intelligence is the ability to change.” (Albert Einstein) Change can be uncomfortable and often we humans love to avoid it. In business, however, being brave enough to embrace change could be the difference between going under and thriving. All business owners should be constantly on the lookout for opportunities to improve their…

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Market Update

Market Update: Trump’s “Threaten-Retreat-Threaten-Retreat” Rollercoaster Rattles Investors

April was characterised by intense market upheaval as President Trump set what UBS economist Paul Donovan describes as an erratic “threaten-retreat-threaten-retreat” cycle in motion. Trump’s reversal of previous extreme policy decisions highlighted that economic realities are beginning to constrain the administration’s actions. Now you see it, now you don’t tariff turmoil On April 2, “Liberation…

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EconomyFinancial Planning

Budget 2025: How It Affects You and Your Business

“… the economy needs to grow much faster and in an inclusive manner. This is the central objective of the current administration.” (Finance Minister Enoch Godongwana – Budget 2025)  The tabling of Finance Minister Enoch Godongwana’s fourth Budget in February was marked by an unprecedented three-week postponement, following a deadlock around the original Budget proposal…

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Financial PlanningSaving & Investing

When it Comes to Investing, Debit Orders are Your Friend

“The beauty of debit orders is that they make investing a habit, not an afterthought.” (Warren Buffett) We’re all human – which often means being emotional and not consistently disciplined. Debit orders remove the emotion from investing and encourage responsible behaviour. With debit orders in place, you don’t have to choose between contributing towards your…

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