Latest Article

Navigating Inheritance Conversations: Turning Tough Talks into Lasting Legacies

“A life of luxury sounds nice, but generational wealth sounds better.” (Unknown) As the old adage goes: “The first generation creates wealth, the second generation preserves wealth, and the third generation squanders it!” Our goal is to prevent this. If you’re fortunate enough to have created generational wealth, it’s extremely important that your heirs know…

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Estate Planning

Navigating Inheritance Conversations: Turning Tough Talks into Lasting Legacies

“A life of luxury sounds nice, but generational wealth sounds better.” (Unknown) As the old adage goes: “The first generation creates wealth, the second generation preserves wealth, and the third generation squanders it!” Our goal is to prevent this. If you’re fortunate enough to have created generational wealth, it’s extremely important that your heirs know…

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tax

Tax Tip: Get Your Top-Ups in Now

RAs: The big one Retirement Annuities (RAs) offer significant tax breaks as contributions to the investments are tax-deductible, and the growth within the funds is tax-free. You can contribute a maximum of 27.5% of your taxable income to retirement funding each year, up to a maximum of R350,000. The other bonus is that Regulation 28…

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Market Update

Market Update: Trump 2.0 – A Bumpy Ride so Far

January has been a volatile month for global and SA equities. Stock markets experienced a “Trump bump” after his inauguration on January 20, driven by expectations of market-friendly policies. However, equities retreated to end the month with modest gains as investors weighed tariff uncertainties, shifting interest rate expectations, and growing concerns about the sustainability of…

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Crypto

Alternative investments: Crypto Arbitrage generates significant returns on capital

The range of available investment options continues to grow, making it increasingly challenging to select the right one for your desired returns. Future Forex, a finance firm founded by Cape Town entrepreneurs Harry Scherzer and Josh Kotlowitz, offers a compelling investment product called Crypto Arbitrage, which provides investors with excellent diversification for their traditional portfolios.…

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Retirement Planning

Unlocking the Retirement Future: The Pros and Cons of Life Rights Properties

“Risk comes from not knowing what you are doing.” (Warren Buffett) Choosing a retirement property involves considering location, cost, amenities, and healthcare services. Often, retirees prefer not to deal with the hassle of property maintenance and opt to stay in a property maintained by someone else. This also provides a sense of community. Life Rights…

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