Our Value Proposition

Sound Financial Planning is necessary if you want to enjoy a secure financial future. We help you create, maintain, protect and manage your wealth throughout your life and beyond.

Analysing, understanding and keeping track of all the information required to successfully manage a financial plan is difficult and time consuming. We provide professional financial advice to help you make these important decisions that will affect your financial future. In return for this advice, we receive income either by way of investment fees, commission or a project/hourly fee.

01

Our advisors are experienced, well qualified and particularly analytical, with in-depth knowledge of the universe of products available.

02

We assist with the creation and management of an effective Wealth Plan.

03

We assist you in reaching your financial goals & objectives through sound planning & advice.

04

We help manage behavioural biases through our personal and considered approach.

05

We are an effective decision partner for clients across the entire spectrum of their financial considerations.

06

We report regularly and report well. Our clients know how their investments perform, what products they have and what these cost.

07

We are often in touch. We are regularly in touch with our clients ensuring transparency and ensuring quick action is taken where necessary.

08

We are obsessed with keeping costs low. We earn less so that our clients pay less.

09

We handle most administrative tasks related to all aspects of your financial plan.

10

We save you time so you can focus on what you love/do best.

11

We provide regular market insights. Either through our quarterly newsletter or ad hoc emails and phone calls.

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“We add value to your life by managing behavioural biases and guiding you towards making the most appropriate and most rational investment decisions."
Stuart Kantor

Our Investment Approach

Above all we adopt a prudent and thoughtful approach when investing on behalf of our clients. In doing so, we adhere to the following philosophies:

01
Asset allocation determines performance.

We determine your risk profile and your ideal asset allocation and build a portfolio in line with this. Over time, it is asset allocation, and not market timing or stock selection, that most significantly determines the performance of your investment.

02
Where possible, invest for the long term.

The longer you remain invested, the lower your risk of loss. In addition to this, the powers of compounding result in exceptional wealth creation and are only realised with time.

03
Equities provide the best after tax returns over time.

Do not confuse volatility with risk. Equities are volatile but are not necessarily risky. Importantly, risk is both the danger of losing capital AND the danger of not reaching your targets.

04
Be prepared to invest when sentiment is at its most gloomy.

Be prepared to take profits when sentiment is overly optimistic.

05
Reinvest regularly.

This serves to reduce risk and to increase the positive effects of compound interest.

06
Rebalance your portfolio.

Rebalancing forces you to buy low and sell high – two of the most basic yet difficult aspects of investing.

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“Unity is strength... when there is teamwork and collaboration, wonderful things can be achieved." Mattie J.T. Stepanek
Tasneem Emjedi- Nabee
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“Unity is strength... when there is teamwork and collaboration, wonderful things can be achieved." Mattie J.T. Stepanek
Tasneem Emjedi- Nabee

Model Portfolio Solutions

Specialist Investment Services for our Clients

We're working together with Fundhouse to provide a number of "Model Portfolios" which represent the best investment view and the most appropriate way to implement our financial planning advice.

The world of investment management has developed into a complex industry with a very broad range of products, fund managers and investment options for clients. This makes implementing financial advice particularly onerous for advisers. The requirement to stay abreast of these fund management options takes time away from an advisers main role: to provide good, independent financial planning advice to clients. To solve this problem, we have engaged with Fundhouse to assist us in advising on your investments. Fundhouse is an established industry expert in the field of fund research and investments, and offers a customised service which allows us to implement our advice in the most efficient way possible. This benefits our clients directly and provides an additional level of comfort with respect to the quality and suitability of our investment options.

Why use Fundhouse to assist with our investment advice?

  • Dedicated investment industry Specialists
  • Independent selection of the best fund options
  • Focused Investment outcomes
  • Customised advice solutions for our clients
  • More time to focus on your financial needs

Together with Fundhouse we have developed a customised range of ‘Model Portfolios’ which represent the best investment view and the most appropriate way to implement our financial planning advice. These portfolios target a range of client outcomes and are reviewed and managed on an ongoing basis by Fundhouse. The portfolios consist of a range of leading funds which collectively deliver your investment solution. This is based on Fundhouse’s extensive and independent research process and portfolio construction expertise.

Model Portfolios

2 - 3 yrs
SA Multi Asset - Low Equity

Short term savers who seek stability with tax efficiency.

4 yrs
SA Multi Asset - Medium Equity

Investors who need income longevity with an inflation hedge.

5 yrs
SA Multi Asset - High Equity

Investors saving for retirement and are bound by pension regulation.

5 - 7 yrs
SA Equity General

Short term savers who seek stability with tax efficiency.

7+ yrs
SA Equity General

Investors who demand substantial out-performance.

7+ yrs
SA Real Estate General

Investors seeking to save for property or who have sold property but want property like returns.

3 yrs
SA Asset Allocation Cautious

Investors seeking a low risk safety net held directly offshore.

5 yrs
Global Asset Allocation Flexible

Investors seeking to build wealth offshore.

Our relationship and services to our clients remains exactly the same. Once we have established your investment requirements we decide, with our clients, which of the Kanan Wealth Model Portfolios to utilise as part of the financial plan. From then on the portfolios are managed on a continuous basis and we can focus on servicing our clients and their needs. The overall Fundhouse service offering is actively monitored by ourselves to ensure that our clients receive leading service levels they expect.

Frequently Asked Questions

What benefits are there for me, the client?

Leading fund research, less administration, targeted portfolios result in improved investment results.

Doesn’t my advisor perform this role already?

Yes, and will continue to do so. The increasing complexity in the market place makes this a challenging role to fulfil and through Fundhouse’s contribution this will add value to our clients.

What are the additional fees?

The fee starts at 0.20% of your investment per year and reduce from there.

Is Fundhouse Independent?

Yes, they are 100% independent and owner managed, which means they only recommend the best funds available in the market.

Is Fundhouse authorised to perform this service?

Fundhouse is an authorised discretionary financial services provider (FSP 43960).

How can I cancel this service?

This service can be cancelled at any time by the client.

What happens if I cancel this service?

The service falls away and clients’ funds remain as they were invested prior to cancellation. There is no requirement to sell out or dis-invest.

Who has access to my investments?

The Investment Platform we use to administer your investments has access to them. Fundhouse is only able to rebalance your investments according to the selected Model Portfolio and does not have access to your investments.