“Gold is the universal language understood by all nations.” (George Herbert) Just a few weeks ago, the gold price climbed above $2,500 per ounce for the first time in history. This has once again got South Africans talking about the attractiveness (or otherwise) of gold as an investment. Gold is probably one of the easiest…
“German Re-engineering” The last quarter has seen a number of significant economic events and market shifts, ranging from the US Fed’s decision not to raise interest rates, through to concerns regarding China’s growth rates and the resultant emerging market equity woes. The European economy (and all the issues surrounding Greece and their debt) has been…
Volatility and Investor Behaviour South African investors have been hit from all sides by extreme levels of market volatility this year. This continued in August with volatility in most Global equity markets, including the South African JSE All Share Index which fell almost 10% before recovering to end the month only 3.6% down. One can…
Portfolio Review: The poor performance of the first quarter of 2015 continued into the second quarter, with the portfolio lagging the benchmark All Share Index’s return by around 6%. While the overall market was more subdued over the quarter, the best performing shares were still the most highly rated stocks, albeit different shares from the…
July has been designated ‘Savings Month’ by the Savings Institute of South Africa. It is a good time to reflect on the choice we make between saving and spending; a choice that pits our future needs against what we need and want now. Many of us struggle with this trade-off because it’s difficult to have…
• Anyone earning over R181,900 per year will be taxed by 1% more. • However, there are tools at your disposal to reduce your tax which can mean that you actually pay less tax than before. eg. Medical Aid membership (Medical Tax Credits), contributions to a Retirement Annuity etc • Tax Free savings accounts have…
The latest GrayIssue from Allan Gray talks about ensuring that you regularly consider your investment goals and whether these are aligned with your choice of investment product and your investment return expectations. Are your investment goals, products and expectations suitably aligned? – Jeanette Marais Our investment goals depend on our personal priorities in life and…
Read The 10-Year Investment Roller Coaster – FINWEEK 22.05.14 for Stuart’s thoughts on which 10 shares he believes will outperform over the next 10-year rolling period.
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Nedgroup Investments explains how the 2014 budget affects you: Pravin Gordhan’s 2014 budget speech didn’t deliver many surprises, but there are a few changes and proposals that may affect you. This article outlines the most significant changes put forward. Income tax There is a general reduction in income tax payable, but the impact of the…
