South African markets continued to show resilience during August (SA Equities up 4.6%), supported by improving investor sentiment, attractive bond yields and strength in resource and financial shares. Commodity prices, particularly gold and platinum group metals, remained supportive, helping offset the country’s ongoing growth challenges. Over the past few months, a more stable fiscal backdrop…
Private credit is booming. But what does it mean for you and me? Once associated with high-risk lending, private credit has evolved into a sophisticated, institutionalised market filling gaps left by traditional banks. Understanding why it’s growing, and who’s driving the demand, offers a useful window into how global markets are changing, even if you never invest in private credit yourself…
After years of market turbulence followed by surprisingly resilient recoveries, many investors are asking an unexpected question: “Am I being too cautious?”
Let’s look at how recent experience shapes our perception of risk, why discipline still matters, and the role thoughtful financial advice plays in keeping emotions from driving investment decisions.
They say that nothing comes for free, but for South African investors there is an exception. Tax-free savings accounts give investors tax-free growth on their money, making them a powerful wealth creation tool.
They are most powerful when they are given time to work their compounding magic. In this article, we examine just how incredible the results can be if you open one for a child the day they are born.
With all the turmoil in South Africa, you could be forgiven for thinking it’s not the best place to be an investor.
On the contrary, the qualities developed here often translate remarkably well into investing. South Africans tend to think practically. We are adaptable, emotionally resilient and generally capable of functioning through changing circumstances without completely losing momentum. Read on to feel good about yourself.
Advances in technology have opened financial markets up to anyone who owns a smartphone. But easy access does not necessarily translate to stellar investment outcomes.
While online platforms have made investing easier than ever, long-term success still depends on discipline, structure, and avoiding costly mistakes. Much of the value financial advisors add comes from helping investors stay focused on long-term goals.
Global markets are currently climbing a classic “wall of worry”, stubbornly rising against a persistent backdrop of uncertainty.
However, this rally is increasingly viewed as fragile, driven more by positioning and narrative than by a fundamental assessment of the real risks arising out of the Iran war.
For over a decade, the best you could say about South African markets was that there was a lot of unrealised potential. At worst, there was a sense of structural decay.
But could a shift be underway? In this article, we look at the changing sentiment towards South Africa and what it might mean for local investors.
What could a childhood board game possibly have to do with investment advice? Quite a lot, it turns out.
Uncertainty has always been a feature of human history. But in recent years, the volatility has ramped up several notches. Change is everywhere, it seems, and there’s always a fresh crisis around the corner. But amid all the turmoil there is also opportunity. You just have to be prepared to land on a few snakes…
Good news at last. Budget 2026 wasn’t just delivered on time, it also contained plenty to make South African investors smile.
It provides relief for taxpayers, assists small businesses and – very importantly – encourages savings by adjusting various tax brackets, caps and limits.
There is also real optimism about the country’s economic growth prospects. So much so that Budget 2026 has been called a fiscal turning point for SA, as important milestones are achieved. Read more good news from the Budget here…
“The avoidance of taxes is the only intellectual pursuit that still carries any reward. (John Maynard Keynes) 1. Boost your retirement savings Contributing to a Retirement Annuity (RA) before 28 February can reduce your taxable income and grow your long-term wealth. If you haven’t maximised your annual tax deduction for contributions to retirement funds, this…
