South African markets continued to show resilience during August (SA Equities up 4.6%), supported by improving investor sentiment, attractive bond yields and strength in resource and financial shares. Commodity prices, particularly gold and platinum group metals, remained supportive, helping offset the country’s ongoing growth challenges. Over the past few months, a more stable fiscal backdrop…
Alarm bells have been ringing in homes around Cape Town and it’s not about day zero – it’s about the worrying rumour that property prices in our beautiful city are nosediving. Now, before you make any rash decisions as to whether to buy or sell – hang back, take a quiet sip of coffee, and…
A large part of our fund research work focusses on trying to understand how a fund manager thinks. While most businesses want you to believe that it’s all about ‘philosophy’ or ‘process’, in reality it is people who manage funds and people who make investment decisions, not processes. Understanding the inner workings of the individual…
Why you should never skirt the vital issue of Life Insurance Life insurance may not be a particularly pleasant topic of conservation but ignoring it is far more dangerous. Life cover is the first step towards a successful financial plan and is an absolute must for young up-and-comers. You simply have to ensure that your…
Choosing to downsize your home for retirement is a momentous decision, but it can be a very exciting process if managed well. It’s a financially savvy strategy that also gifts you more time, the greatest commodity of all. Remember that downsizing doesn’t mean downgrading. Lovingly pruning two rose bushes can be just as fulfilling as…
When it comes to investing, we all like to think of ourselves as rational beings who are controlled by our heads and not our hearts. But even successful investors can let emotions lead the way with harsh consequences on our hard-earned wealth….. You may think that you’re one of the fortunate ones who can switch…
Kanan Wealth’s ongoing commitment to Financial Wellness Phew, November already! As another frantic year draws to a close, we’d like to take a deep breath and share some of the things we’ve been doing at Kanan Wealth to provide our clients – both private and institutional – with the liberating benefit of Financial Wellness. What…
We live in a world characterised by increasing tension around immigration, wealth disparity, unemployment and corruption. These tensions have taken functional form in the increasing power of ‘populist’ political parties. A populist politician or political party is one that seeks to highlight the difference between the “have’s” and the “have not’s”, and to use this…
With the current volatility of the financial markets, many of our clients are approaching us with questions about their investments and their planning. As Private Wealth Specialists we are always happy to engage in these kinds of conversations because we want you to feel confident in our investment process and in your plans for the…
• Anyone earning over R181,900 per year will be taxed by 1% more. • However, there are tools at your disposal to reduce your tax which can mean that you actually pay less tax than before. eg. Medical Aid membership (Medical Tax Credits), contributions to a Retirement Annuity etc • Tax Free savings accounts have…
It’s the end of another great year and time to reflect. In doing so we have decided to share some articles with you that have been written by Stuart Kantor and featured on Moneyweb during the course of the last few years. Although written in the past, the content of all of these are still…
