Investment Outlook

Coronavirus (COVID-19) – Investment decisions in times of stress

With Coronavirus causing turmoil in investment markets globally we have seen significant market moves across asset classes over the past week. With such an event it is extremely difficult to estimate investment outcomes, however one trait is reasonably certain: our human bias for loss aversion, which is heightened when fear like this spreads. This fear…

Get ready to win and think tax

We’re nearing the end of the year and it’s time to think tax!   And this time, it’s happy tax planning. The taxman doesn’t give us many breaks and when he does, we should embrace them. In this article, we remind you to plan well in advance for your RA and Tax-Free savings account top-ups.  …

Let’s have a better conversation

Last year we wrote to you about our commitment to your financial wellness which is a way of re-framing your wealth so that it adds meaning and joy to your life. This process can take years, as it’s not comfortable to divulge all your details, and map and marry your emotions with money. In this…

As TIME goes by

As time goes by, our financial goals evolve and change. When we’re young, most of us focus on specific goals that will help us to accumulate wealth. Then – as our golden years approach – we tend to shift our attention to wealth preservation and, ultimately, the successful transfer of capital to those we love.…