“The markets are like weather; you may not like it, but you have to bear it.” (Rakesh Jhunjhunwala) South African investors don’t need to follow every twist in American politics or economics, but you can’t ignore them either. The world’s biggest economy casts a long shadow, and what happens in the US can ripple across…
“Our ability to manufacture fraud now exceeds our ability to detect it.” (Al Pacino) If you’re anything like us, the chances are you’ve recently heard about someone in your circle who’s fallen prey to an internet scam. Enticed by glossy marketing, unbelievable returns, and what seemed to be valid endorsements, they invested their life savings…
“The number of cases of dementia is estimated to almost triple by 2050.” (World Health Organisation) Although the actual prevalence per capita of dementia is reportedly on the decline, aging populations ensure that it is becoming more and more of a problem in society – for older people, their families and caregivers. If you or…
“The only certainty is that nothing is certain.” (Pliny the Elder) For decades, US Treasuries (government bonds) and the US dollar have been the world’s primary safe-haven assets. Investors have been able to rely on them to hold their value due to America’s status as the world’s leading democracy, with deep, liquid markets and a…
“He who has health has hope; and he who has hope, has everything.” (Thomas Carlyle) Doing a financial health check can sound like a daunting idea. But it needn’t be. Just checking a few simple things can give you a good idea of whether you’re financially healthy and on the right track. Here are four…
“Only put off until tomorrow what you are willing to die having left undone.” (Pablo Picasso) If you own assets outside South Africa, you may have wondered: Is my local will enough? This is a question many South Africans are asking, and the answer will depend on your own unique situation. Let’s break it down.…
“The measure of intelligence is the ability to change.” (Albert Einstein) Change can be uncomfortable and often we humans love to avoid it. In business, however, being brave enough to embrace change could be the difference between going under and thriving. All business owners should be constantly on the lookout for opportunities to improve their…
April was characterised by intense market upheaval as President Trump set what UBS economist Paul Donovan describes as an erratic “threaten-retreat-threaten-retreat” cycle in motion. Trump’s reversal of previous extreme policy decisions highlighted that economic realities are beginning to constrain the administration’s actions. Now you see it, now you don’t tariff turmoil On April 2, “Liberation…
Turn your policy into an investment by: 1) Assuring its continuity and pay-out certainty, by checking if you have Paid Up Standard offered by Discovery Life. (This feature ensures you stop paying for whole of life cover from age 65, but cover remains fixed for whole of life. Ts&Cs apply). 2) Adding Cash Conversion which…
When the final note is played, debts become a part of the legacy shared. (Anonymous) Debt’s journey Unfortunately, your debts don’t evaporate when you pass away. But there is a silver lining as they don’t typically hitch a ride to your family either – unless they’re tied by joint financial obligations or a community of…