“You can’t buy love, but you can pay heavily for it.” (Henry Youngman) When describing their ideal partner, most people would probably say they are looking for someone who shares their values. The things that are important to them, should also be important to the person with whom they choose to spend most of their…
“An investment in knowledge pays the best interest.” (Benjamin Franklin) A is for Asset Your possessions are known as your assets, while any debts are called liabilities. If your home’s mortgage is fully paid up, your home is an asset, but if you’re still paying off a hefty home loan and incurring maintenance costs, it could be a…
“Returns matter a lot. It’s your capital.” (Abigail Johnson) Let’s start at the beginning – Annualised returns The annualised rate of return on investment represents the average yearly return you would have received over a specified period. It expresses an investment’s performance as if it had grown steadily each year, taking compounding into account, even though…
What happened in April? For the first time this year, investors got nervous about whether the stock market rally that began in October last year was at risk. Stock market volatility increased, a sure sign of increasing investor concerns. The so-called global fear gauge, the VIX Index, rose to almost 20 in mid-April before retracing…