In this article, we will describe 4 common scenarios where having life cover is important and how best to structure it. Death can be an expensive affair and in this regard, here are few very important tax and legal fee considerations: Estate Duty The first R3,5 million of your net estate is free of Estate…
All it takes to excel at something – whether it’s mastering the ukulele, poaching the perfect egg or learning to solve the Rubik’s Cube – is consistent practice and dedication. John Maynard Keynes, one of the greatest economists and risk-taking investors around, took it a step further. He strongly advised putting financial planning and investing…
“A resilient spirit, coupled with financial knowledge, is an unstoppable force.” (Anonymous) There’s more to this material world than meets the eye. As human beings we are all trying to gain self-awareness and instinctively value compassion, empathy, and open heartedness. You may ask, “How on earth does this have anything to do with financial planning?”…
“Invest for the long haul. Don’t get too greedy and don’t get too scared.” (Shelby M.C. Davis) In 2021, South African investors could have made a return of 36.9% if they’d been invested in the local property index. That same year they could have made 33.1% in rands if they were invested in global property.…
Light at the end of the tunnel for borrowers – and investors The interest rate hikes central banks implemented over the past two years have been so aggressive that economists have consistently warned central bankers against overdoing it and running the risk of driving economies into recessions that would be exceptionally hard to turn around.…