All that glisters is not gold.” (William Shakespeare, The Merchant of Venice) 1. Cash ain’t king Let’s cut to the chase: cash is not optimal for long-term investments. While it is the safest asset class, shares, property, and commodities generally produce better long-term returns. Unit trusts work well in diversifying asset classes. What’s more, cash…
“We make a living by what we get, but we make a life by what we give.” (Winston Churchill) Writing a will isn’t only about dividing assets – it’s about expressing your values, protecting your family, and reducing the risk of conflict after you’re gone. Yet many South Africans put it off. According to the…
“The bluntest pencil is better than the sharpest mind.” (Unknown) The Festive Season is traditionally a time for giving, and it seems a pity to have to mention the hard realities of the law right now. But, as a recent High Court dispute confirms, things can go horribly wrong if the people involved have different…
Gold broke through the psychologically significant $4 000-per-ounce barrier, surging over 25% and trading above $4 300 in late October. This rally represents a fundamental shift in how global investors view wealth preservation in an increasingly uncertain world. The gold price’s record rally has been driven by a perfect storm of factors: President Trump’s aggressive…
Economist and analyst JP Landman has written an insightful article on Project Vulindlela, South Africa’s major economic reform initiative. The article explains how the project is opening up key sectors including electricity, water, ports, and visas and fostering partnerships between government and private business. If the project continues successfully, it could significantly boost South Africa’s…