“In the face of too many choices, we often choose nothing—and pay dearly for it.” (Barry Schwartz, The Paradox of Choice) Everyone knows about FOMO. But have you even heard of FOBO, let alone contemplated how it might be kaiboshing your wealth targets? Fear of Better Options is a clear and present danger… The buffet of…
“An investment in knowledge pays the best interest.” (Benjamin Franklin) One of the biggest hurdles for new investors is the jargon. The investment world is filled with acronyms, technical terms, and specialist language that can be intimidating. But this language barrier shouldn’t stop you from asking questions or investing in your future. So, here is…
“A rich person should leave his kids enough to do anything, but not enough to do nothing.” (Warren Buffett) In the next couple of decades, families with intergenerational wealth will be transferring far more than assets (including homes, holiday homes, and successful businesses and investments). They will also be transferring value systems and philanthropic support,…
September was an eventful month for central banks. The long-awaited rate-cutting cycle finally got underway in the US, but back home, the South African Reserve Bank (SARB) surprised markets by holding rates steady. These diverging paths tell us a lot about the economic dynamics driving these economies. They also hint at the differing degrees of…