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State of the nation

On Thursday, 7 February 2019, the President of South Africa, Cyril Ramaphosa, delivered his second State of the Nation Address (SONA) since taking office on 15 February 2018. Ahead of the event there was a lot of media speculation (locally and internationally) and debate about the likely content and tone of Ramaphosa’s speech, especially ahead…

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Newsletter July 2018: Why is life so expensive?

Why is life so expensive?  In our last newsletter, we discussed the importance of investing consistently from the very start of our careers to ensure a comfortable retirement. This time around, we look at why this is becoming increasingly difficult in South Africa.  We also offer some handy tips on how to combat the uncomfortable…

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Newsletter June 2018: Back to basics

As citizens of the western world, we all highly value our independence.  We’re taught from an early age to be determined, educated and strive for individual success.  So, when life deals us a few rough hands, which it often does, it can be very disappointing if you end up needing to depend on your family…

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Newsletter March 2018: Live Cover Essentials

Why you should never skirt the vital issue of Life Insurance   Life insurance may not be a particularly pleasant topic of conservation but ignoring it is far more dangerous. Life cover is the first step towards a successful financial plan and is an absolute must for young up-and-comers. You simply have to ensure that your…

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Newsletter Dec 2017: Investor Biases

When it comes to investing, we all like to think of ourselves as rational beings who are controlled by our heads and not our hearts. But even successful investors can let emotions lead the way with harsh consequences on our hard-earned wealth…..   You may think that you’re one of the fortunate ones who can switch…

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